Providing internet processing services since 2000, ProPay.com is a growing player in the industry.

They offer a credit card processing solution without setup fees. There is a nominal annual fee of $35.

Please contact them directly for full details on fees, terms or other issues related to their services.

Shoppers need not sign up for a ProPay account to provide payment for items in their shopping baskets, they simply provide credit card details as usual.

Use the web hosting control panel to instruct the shopping cart to use the 'generic' checkout method.

This will email payment details to you, the merchant. This email can be PGP encrypted for optimal security.

The online merchant uses the ProPay Virtual Terminal software to manually apply the charge to the credit card and ships the order. It's quick and easy.