Ecommerce Tutorial - Payment Processing
To sell from your webstore, you need to be able to accept credit card payments on a secure
There are many ways to do this. Pricing and features vary, depending on
the ecommerce payment provider selected. Use the chart below to compare providers.
This chart lists internet processors compatible with the shopping
cart, included free with web hosting.
Providers like Authorize.net and IONGate.com have many distributors/resellers. Your merchant
account will work with the cart if you are using one of them.
If you do not see your provider listed above, check if they can use either of those payment
The shopping cart also offers a 'generic' checkout method. This emails you the payment details
(PGP encryption available) for manual processing.
This option enables you to use the shopping cart with almost any ecommerce merchant account provider.
The chart will also show a 'Yes' under 'Monthly Fee' for those providers who charge yearly fees instead.
Regardless of payment processing provider used, payment details are sent over a secure
PayPal and NoChex are third party ecommerce processors. They process credit cards
for you and their name shows on the cardholder's billing statement.
As shown in the chart, some services can only be used by US based merchants. If you are located
elsewhere, those companies will not be able to assist you.
To accept online payment in a currency other than USD, check the service providers
who process in multiple currencies. The UK based NoChex deals in GBP only.
This ecommerce tutorial section helps you compare payment processing providers. Finding
the merchant account best suited for your internet storefront is important to accept credit card